Fort Myers, Florida and Cape Coral, Florida SR-22 or FR-44 Insurance
SR-22 or FR-44 filings sometimes referred to as SR-22 or FR-44 Insurance in Florida can be confusing and stressful to deal with so be sure to discuss with us the questions you have.
An SR-22 or an FR-44 are not actually forms of insurance, but rather certifications that an insurer files to vouch for a risky driver. It's a way to verify insurance with the minimum liability coverage limits for drivers who have been ordered to obtain this by a judge.
There is typically a reasonable fee charged for filing and rates may be a bit higher and/or you may be required to pay your policy in full depending on the state you're in so be sure to ask. Also, keep in mind that an SR-22 or an FR-44 filing in Florida is for a period of time, typically no more than 3 years and can be removed after the specified time.
SR-22 or FR-44 Insurance in Florida
Every state has it's own requirements for SR-22 or FR-44 filings but common reasons include:
- DUI or DWI
- Too many points or tickets on your record
- At fault accidents while driving with no insurance
- To get reinstated if your license is suspended or revoked
We understand the situation that has lead to you needing an SR-22 or an FR-44 are stressful enough to deal with and we strive to make this necessary process as smooth for you as possible! Give us a call today at 239-275-3888 to discuss your needs.