6 Things You Can Do to Lower Your Car Insurance Rates

Car insuranceLiving in America, we all have to drive from time to time. But the purchase of a car requires a bit more than just the original cost of your sweet new vehicle. When you buy a car, you have to keep in mind the cost of car insurance; if you're not careful, it can be pretty expensive.
When you are purchasing car insurance, it can seem pretty expensive. But if you want to keep your premiums to a minimum, you can certainly do a few things to keep them in check.

Keeping Your Premiums Low

1. One of the best things you can do to keep your premium low is to increase your deductible. This may seem counterintuitive, but it will minimize your costs for regular driving, and you will only pay the deductible in the event of an accident.
2. Find ways to minimize your driving time -- ride your bike, take the bus, or carpool. This will not only save you money on insurance but will also keep you in shape and help you to keep your gas prices low as well -- all while decreasing your carbon foot print.
3. By bundling your various policies, if possible, you will be able to save some serious money.
4. If you have a high end vehicle, you should consider switching it out. These vehicles raise your premium.
5. Be willing to ask about additional discounts, your insurance company will certainly have some deals you don't know about.
6. And, above all, drive safely.

Follow these simple tips and enjoy a life of low car insurance rates!

Photo credit: http://www.cuded.com/